Health insurance; Health Insurance Act of 2026; effective date.

HB 3858 is a procedural bill that names the "Health Insurance Act of 2026" and sets its effective date as November 1, 2026. It contains no substantive policy changes to health insurance regulations or requirements. The bill does not amend existing law or create new obligations for insurers, consumers, or providers. This is a noncodified naming resolution with no direct impact on policy or affected parties.