Insurance; glass and injurious substances; highways and related locations; payments; effective date.

HB 2725 requires drivers and towing operators to remove glass or hazardous materials they drop on highways, with insurers covering cleanup costs if the vehicle owner has proper coverage. Insurers must pay these cleanup claims first, creating a "special lien" that takes priority over other claims. The bill also mandates that truck drivers carry insurance specifically covering roadway spill cleanup costs. This directly affects drivers, towing companies, and insurers in Oklahoma. The law becomes effective November 1, 2025.