Insurance; Insurance Act of 2025; effective date.

HB 2457 is a procedural bill that names the "Insurance Act of 2025" and sets its effective date as November 1, 2025. It does not establish new insurance regulations or affect specific groups; it merely provides a title and implementation timeline for future insurance legislation. The bill is currently in early committee review (second reading referred to Rules) and contains no substantive policy provisions. This type of bill is typically used to formally identify a package of insurance-related laws once they are finalized.