Debtor and creditor; Oklahoma Debtor and Creditor Act of 2025; effective date.

HB 2413 is a procedural bill that names the "Oklahoma Debtor and Creditor Act of 2025" and sets its effective date. It does not change existing debtor-creditor laws but formally establishes the act's name for future codification. The bill directly affects Oklahoma's legal framework by designating this specific title for pending legislation. It becomes effective November 1, 2025, as specified in Section 2. (Note: This is a naming/procedural bill with no substantive policy changes described in the text.)