Health insurance; terms; coverage of certain genetic testing and cancer imaging; terms of coverage; exclusions; effective date.

HB 2270 requires Oklahoma health insurance plans (including the Oklahoma Employees Insurance Plan) to cover two specific services without deductibles or copays: 1) Genetic testing for inherited cancer mutations when ordered by a provider following evidence-based guidelines (like NCCN Category 2A+ recommendations), for individuals with personal or family cancer history; 2) Evidence-based cancer imaging for high-risk individuals, also based on current medical guidelines. This applies to all plans renewed or issued on or after November 1, 2025, directly affecting patients seeking these preventive cancer services and insurers offering coverage in Oklahoma.