Dental insurance claims; dental plans; definition; effective date.

HB 2056 clarifies rules for dental insurance claims in Oklahoma, directly affecting dentists and dental insurance plans. It prevents dental plans from requiring dentists to accept payment rates set by the plan unless services are specifically covered under the patient’s agreement. The bill also mandates that denial notices for claims (based on "lack of medical necessity") must include the reviewing dentist’s license details and contact information, with communication limited to business hours. The law takes effect November 1, 2025.