Insurance; Insurance Act of 2025; effective date.

HB 1504 is a procedural bill that names the "Insurance Act of 2025" and sets its effective date as November 1, 2025. It does not establish new insurance regulations or affect any individuals or entities, as it only provides a title and implementation date for future legislation. The bill serves as a reference framework for upcoming insurance-related laws but contains no substantive policy changes. This type of bill is common for organizing future legislative efforts.