School employees; liability insurance; Educators' Professional Liability Insurance Program; effective date.

HB 1283 creates the Educators' Professional Liability Insurance Program, providing all public and charter school employees in Oklahoma (including part-time staff) with automatic liability coverage up to $2 million per incident. The program, administered by the Office of Management and Enterprise Services (OMES), requires OMES to select insurers through competitive bidding or establish a self-insured pool, with costs covered by annual state appropriations. School districts and OMES must notify eligible employees in writing at hire and annually about this automatic coverage. The bill takes effect November 1, 2025, and does not alter existing tort claims laws or school district obligations.