HB 1257: Roofing Contractor Registration Act; registration requirements; complaints; forwarding complaints to the Insurance Department and Office of the Attorney General; refer to district attorney; effective date. - Oklahoma

Floor (House) → Floor (Senate) · 5 edits

MODERATE

The bill was amended to replace a repealer with a new set of rules governing roofing contractors. The Senate version adds specific restrictions preventing contractors from offering to pay insurance deductibles or compensate homeowners for services, while also establishing a formal complaint process and enforcement roles for the registrar and attorney general.

Scope change

The bill's scope expanded from simply repealing an old law to actively creating new regulations and enforcement mechanisms for roofing contractors and insurance adjusters.

REQUIREMENT

Added a prohibition against roofing contractors advertising or promising to pay insurance deductibles or compensate insureds for services.

Mandated that both roofing contractors and insurance adjusters must provide written notifications of these requirements in their initial estimates.

ENFORCEMENT

Created a new complaint filing process allowing any person to report violations to the registrar, with complaints forwarded to the Insurance Department and Attorney General.

Added a consequence where insurers are not obligated to consider estimates from roofing contractors who violate the new advertising and compensation rules.

SCOPE

Removed the previous text that only served to repeal the old Section 1151.30 without adding new operational details.

Enrolled (final version) → Senate Committee Substitute for House Bill · 3 edits

MINOR

The bill was reformatted from a final enrolled version to a committee substitute, which primarily involves updating the header to reflect the Senate Committee's version and renumbering the text. The substantive legal content regarding roofing contractor registration and complaint procedures remains unchanged.

TECHNICAL

The document header was updated to change the status from 'Enrolled House Bill' to 'Committee Substitute for Engrossed House Bill' and added the names of both the House and Senate sponsors.

Page numbering and formatting were adjusted to match the standard layout for a Senate Committee Substitute, including the addition of a bracketed subject line.

The text of Section 1 and Section 2 was renumbered and reflowed to fit the new page structure, but the actual legal language and requirements were not altered.

Engrossed → Enrolled (final version) · 4 edits · May 27, 2025

MODERATE

The bill was finalized and signed into law, changing its title from a repealer of a specific deductible provision to a comprehensive act regulating roofing contractors. It establishes a new system where homeowners can file verified complaints against contractors for advertising that they will pay insurance deductibles, and it mandates that these complaints be forwarded to the Insurance Department and the Attorney General for investigation.

Scope change

The bill's scope expanded from repealing a single existing section to creating a new regulatory framework for roofing contractor registration and complaint handling under the Roofing Contractor Registration Act.

REQUIREMENT

Added a prohibition on roofing contractors advertising or promising to pay insurance deductibles as an inducement to customers.

ENFORCEMENT

Created a formal process allowing any person to file a verified complaint with the registrar regarding violations of the new advertising rules.

Mandated that the registrar forward all complaints to the Insurance Department and the Office of the Attorney General for investigation and prosecution.

TIMELINE

The effective date was set to November 1, 2025, and the bill was finalized with signatures from the Governor and legislative officers.

Amended And Engrossed → Engrossed · 1 edit · May 8, 2025

MINOR

The bill was amended to reorganize its structure by renaming a repealer section to Section 1 and shifting the effective date to Section 2. The substantive policy content regarding roofing contractor registration, complaint filing procedures, and enforcement mechanisms remains unchanged.

Scope change

No change to the bill's scope or applicability; the amendment is purely structural.

TECHNICAL

Renamed the repealer section from 'SECTION 3' to 'SECTION 1' and the effective date section from 'SECTION 4' to 'SECTION 2' to correct the bill's numbering sequence.

Introduced → Amended And Engrossed · 5 edits · May 8, 2025

MODERATE

The bill was amended to replace a repealer bill with a new regulatory framework for roofing contractors. Instead of removing existing laws, the new version adds specific rules prohibiting contractors from promising to pay insurance deductibles in exchange for repairs. It also establishes a formal complaint process and requires referrals to the Insurance Department and Attorney General for enforcement.

Scope change

The bill's scope shifted from a repealer (removing a law) to an amendment that adds new regulatory requirements and enforcement mechanisms to the existing Roofing Contractor Registration Act.

REQUIREMENT

Added a prohibition against roofing contractors advertising or promising to pay insurance deductibles as an inducement for services.

Required both roofing contractors and adjusters to provide written notifications of these requirements in initial estimates.

ENFORCEMENT

Created a new mechanism allowing any person to file a verified written complaint with the registrar regarding violations.

Mandated that the registrar forward complaints to the Insurance Department and Office of the Attorney General for investigation and prosecution.

TECHNICAL

Changed the bill structure from a repealer (Sections 1-2) to an amendment with new substantive sections (Sections 1-4) and updated the effective date to November 1, 2025.

Roofing Contractor Registration Act; registration requirements; complaints; forwarding complaints to the Insurance Department and Office of the Attorney General; refer to district attorney; effective date.

What changed between versions

How they voted

Actions timeline

Sponsors