SB 1101 Oklahoma Senate · 2025 Regular Session

Dental insurance; mandating reports by carrier; requiring certain data to be included in initial report. Effective date.

SB 1101 requires dental insurance carriers in Oklahoma to annually report their "dental loss ratio" (the percentage of premium dollars spent directly on dental care services, not overhead) and specific plan data like enrollee numbers, costs, and coverage limits. Insurers must submit this information electronically by July 31 each year to the Insurance Commissioner, who will publish the aggregated data publicly by January 1st for comparison. The law also mandates the Commissioner to investigate carriers with significantly deviating ratios and impose penalties for non-compliance. This directly affects dental insurers operating in Oklahoma, aiming to increase transparency about how premiums are used.

Issues: ✓ Healthcare

Bill status passed 3 of 5 stages cleared

Introduction

Feb 2025

Committee Review

Apr 2025

Senate Passage

Mar 2025

House Passage

Governor

Introduced Feb 3, 2025 Last action Apr 8, 2025

Maddy AI version diff · 3 comparisons

What changed between versions

Committee Substitute → Floor (Senate) · 3 edits

MINOR

The bill was reformatted from a Committee Substitute version to a Senate Floor version, with page numbers and formatting markers removed and replaced with Senate Floor version headers. The substantive legislative content remains unchanged, including all definitions, reporting requirements, and effective dates.

TECHNICAL

Page headers and footers were updated from Committee Substitute formatting to Senate Floor Version formatting with page numbers and revision notes.

Line numbering and spacing were adjusted to match Senate Floor version formatting standards.

Committee Substitute title was replaced with Senate Floor Version title while maintaining identical legislative text.

Floor votes

How they voted

This bill passed the Senate by voice vote (no roll call recorded).

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Apr 8, 2025

Lower · Passed

Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance

lower

Apr 1, 2025

Committee

Referred to Insurance

lower

Mar 31, 2025

Introduced

First Reading

lower

Mar 31, 2025

Upper · Passed

Engrossed to House

upper

Mar 27, 2025

Committee

Referred for engrossment

upper

Mar 27, 2025

Upper · Passed

Measure passed: Ayes: 45 Nays: 1

upper

Mar 27, 2025

Introduced

General Order, Amended

upper

Mar 6, 2025

Upper · Passed

Reported Do Pass, amended by committee substitute Business and Insurance committee; CR filed

upper

Feb 3, 2025

Introduced

First Reading

upper

2 primary · 0 co-sponsors