Consumer credit code; Consumer Credit Code Reform Act of 2025; effective date.

HB 2355, titled the "Consumer Credit Code Reform Act of 2025," is a procedural bill that establishes the name for future consumer credit code reforms without making substantive changes to existing laws. It specifies that this act will not be codified in the Oklahoma Statutes and sets an effective date of November 1, 2025. The bill directly affects how future consumer credit legislation may be formally referenced but does not alter consumer credit rules or protections. It serves solely as a naming convention for upcoming reforms, with no provisions or mechanisms described in the text.