Banks and trust companies; Banks and Trust Companies Reform Act of 2025; effective date.

HB 2326 is a procedural bill that names the "Banks and Trust Companies Reform Act of 2025" and sets its effective date as November 1, 2025. It does not establish new regulations or alter banking laws, as it specifies the act "shall not be codified in the Oklahoma Statutes." The bill only serves to formally name the legislation and establish its implementation date. This is a standard naming and timing provision with no direct policy impact on banks, trust companies, or the public.