Health insurance; terms; coverage of certain genetic testing and cancer imaging; terms of coverage; exclusions; effective date.

HB 2270 requires all health insurance plans in Oklahoma (including state employee plans) to cover two specific services without cost-sharing: 1) Genetic testing for inherited cancer mutations when ordered by a provider following evidence-based guidelines (like NCCN Category 2A+ recommendations), for people with personal or family cancer history; 2) Evidence-based cancer imaging for high-risk individuals, also based on recognized medical guidelines. The law takes effect November 1, 2025, and applies to all health benefit plans offered in Oklahoma after that date. It directly affects Oklahomans with increased cancer risk and their insurers by mandating coverage for these preventive services.