HB 1709 Oklahoma House · 2025 Regular Session

Debtors and creditors; consumer reports; Oklahoma medical facility debt; prohibition; effective date.

HB 1709 prohibits creditors and debt collectors from reporting medical debt for lifesaving and emergency care provided by Oklahoma medical facilities (including hospitals, nursing homes, and licensed medical offices) to credit bureaus. It also bans credit bureaus from including such debt in consumer credit reports. This directly affects Oklahomans who receive emergency or lifesaving medical services but might otherwise face credit score damage over unpaid bills. The law takes effect on November 1, 2025, and applies to debt incurred at facilities licensed under Oklahoma law.

Issues: ✓ Healthcare

Bill status in committee 1 of 4 stages cleared

Introduction

Feb 2025

Committee Review

Floor Vote

Governor

Introduced Feb 3, 2025 Last action Mar 6, 2025

Maddy AI version diff · 3 comparisons

What changed between versions

Proposed Policy Committee Substitute 1 → Floor (House) · 1 edit

MINOR

The bill was amended to replace the 'Proposed Policy Committee Substitute' version with the 'Floor Version' for consideration by the full House of Representatives. The substantive policy content, including definitions of medical debt and reporting restrictions, remains consistent between the two versions, with the primary change being the procedural update to reflect the bill's progression through the legislative process.

Scope change

The bill's scope remains unchanged; the amendment reflects a procedural transition from the committee stage to the floor for final passage.

TECHNICAL

Header and title text were updated to change the document designation from 'Proposed Policy Committee Substitute' to 'Committee Substitute' and 'Floor Version' to indicate the bill has moved to the full House for voting.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 6, 2025

Lower · Passed

CR; Do Pass, amended by committee substitute Judiciary and Public Safety Oversight Committee

lower

Feb 17, 2025

Lower · Passed

Policy recommendation to the Judiciary and Public Safety Oversight committee; Do Pass, amended by committee substitute Civil Judiciary

lower

Feb 4, 2025

Committee

Referred to Civil Judiciary

lower

Feb 3, 2025

Introduced

First Reading

lower

2 primary · 0 co-sponsors