Insurance; Insurance Act of 2025; effective date.

HB 1644 establishes the "Insurance Act of 2025" as a formal title for insurance legislation in Oklahoma, without changing any existing insurance laws or regulations. The bill directly affects insurance companies and policyholders by providing a specific name and citation for future insurance-related laws. Its only substantive provision sets the effective date of the act to November 1, 2025, allowing time for implementation before the new designation takes effect. This is primarily a procedural measure that organizes existing insurance law under a unified title rather than introducing new policy requirements.