School employees; liability insurance; Educators' Professional Liability Insurance Program; effective date.

HB 1283 creates the Educators' Professional Liability Insurance Program, providing all public and charter school employees (including part-time staff) with automatic $2 million liability coverage per incident. Administered by Oklahoma's Office of Management and Enterprise Services (OMES), the program requires competitive bidding for insurance contracts and mandates annual written notices to employees about their coverage. School districts must notify new hires and all eligible staff annually, clarifying coverage is included in employment without additional action. The bill does not change existing tort claims laws or school district obligations, effective November 1, 2025.