Health insurance; prohibiting refusal of coverage under certain circumstances; out-of-network provider; reimbursement; codification; emergency.

This bill requires health insurance plans in Oklahoma to cover durable medical equipment and supplies prescribed by a doctor, even if the provider is out-of-network, unless a similar in-network option exists within a thirty-mile radius. It also allows patients to receive urgent equipment and supplies from any provider if they are needed within twenty-four hours. Additionally, the law mandates that out-of-network providers be reimbursed at the same rate as in-network providers for covered services. These changes aim to ensure patients can access necessary medical equipment without facing coverage denials or higher costs due to network status.