Require health benefit plans cover behavioral health well checks

This bill requires health benefit plans to cover annual behavioral health well checks for both children and adults. The well checks must include a review of medical history, risk assessment, validated screening tools, lifestyle education, and referrals to ongoing services. Coverage cannot have prior authorization requirements, and plans cannot charge cost-sharing fees except when required to maintain eligibility for health savings accounts. The bill also ensures that reimbursement rates for behavioral health professionals are comparable to those for other medical care and allows these checks to be provided in primary care or behavioral health settings.