Establish network adequacy standards for health insurers

HB 219 requires Ohio health insurers to maintain networks ensuring all plan members - especially low-income individuals, children, people with disabilities, and those with chronic conditions - can access needed care without unreasonable travel or delays. Insurers must provide sufficient providers by specialty (including those serving underserved communities), guarantee 24/7 emergency services, and meet specific geographic accessibility standards. The state insurance superintendent will set evaluation criteria (like provider-to-patient ratios and appointment wait times) and monitor compliance through surveys, with insurers required to file network plans for approval. This law directly affects health insurers operating in Ohio, mandating concrete network standards to improve access to care.