AN ACT to amend and reenact section 26.1-01-03.3 of the North Dakota Century Code, relating to penalties for violation of the insurance title; and to provide a penalty.
HB 1088 amends a section of North Dakota's insurance law that sets penalties for violations of insurance regulations. The bill updates the specific penalty amounts or procedures for such violations, as referenced in section 26.1-01-03.3 of the North Dakota Century Code. This directly affects insurance companies and agents operating under state insurance rules. The abstract provided does not detail the exact changes to penalty amounts or enforcement methods.
Bill status
signed
all 5 stages cleared
Introduction
Jan 2025
Committee Review
Mar 2025
House Passage
Apr 2025
Senate Passage
Mar 2025
Signed into Law
Apr 2025
Introduced Jan 7, 2025
Signed Apr 11, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
FIRST ENGROSSMENT
→
Enrollment
·
3 edits
MINOR
This bill amends North Dakota's insurance penalty laws by adding a new administrative monetary penalty of up to $10,000 for each violation and allowing the insurance commissioner to require restitution for direct financial losses. The changes strengthen enforcement capabilities against insurance title violations while clarifying that the commissioner cannot adjudicate policy claims or require payment of insurance claims.
Scope change
The bill expands enforcement authority by adding new penalty provisions to the insurance title, making it applicable to any person who violates the insurance title after a hearing by the commissioner.
ENFORCEMENT
Added a new administrative monetary penalty of up to $10,000 for each violation of the insurance title, payable after a hearing by the commissioner.
Added authority for the commissioner to require restitution for direct financial losses suffered by persons harmed by violations, while explicitly limiting the commissioner from adjudicating policy claims or requiring payment of insurance claims.
TECHNICAL
Changed the bill format from First Engrossment to Enrollment, updating legislative session information and certification details for the Sixty-ninth Legislative Assembly.
Floor votes · Senate Mar 18, 2025 · House Apr 2, 2025
How they voted
45–1
Passed · 1 other
Total votes 47
Mar 18, 2025
D
Democratic5
100% Yea
R
Republican42
95% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
19
Key actions
11
Committee
4
Apr 14, 2025
Introduced
Filed with Secretary Of State 04/11
legislature
Apr 11, 2025
Signed into law
Signed by Governor 04/10
lower
Apr 2, 2025
Lower · Passed
Second reading, passed, yeas 76 nays 13
lower
Apr 2, 2025
Lower · Passed
Concurred
lower
Mar 18, 2025
Upper · Passed
Second reading, passed as amended, yeas 45 nays 1
upper
Mar 17, 2025
Upper · Passed
Amendment adopted, placed on calendar
upper
Mar 14, 2025
Upper · Passed
Reported back amended, do pass, amendment placed on calendar 5 0 0
upper
Feb 19, 2025
Upper · Passed
Committee Hearing 10:00
upper
Feb 5, 2025
Introduced
Introduced, first reading, referred Industry and Business Committee
upper
Jan 17, 2025
Lower · Passed
Second reading, passed, yeas 80 nays 10
lower
Jan 16, 2025
Lower · Passed
Amendment adopted, placed on calendar
lower
Jan 15, 2025
Lower · Passed
Reported back amended, do pass, amendment placed on calendar 14 0 0
lower
Jan 8, 2025
Lower · Passed
Committee Hearing 10:45
lower
Jan 7, 2025
Introduced
Introduced, first reading, referred Industry, Business and Labor Committee
lower
0 primary · 0 co-sponsors
Sponsors
No sponsor information available.
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