Ride Safe, Insure Smart Act.

This bill requires public motocross facilities in North Carolina to carry liability insurance with a minimum of $1 million per incident and $2 million in total coverage. Owners must notify the state insurance commissioner immediately if their policy is cancelled or not renewed, and the commissioner can stop a facility from operating if proof of insurance is not provided. The law exempts private clubs that do not charge fees and facilities owned by the government, while also allocating $50,000 for an awareness campaign about risks to young riders.