Ride Safe, Insure Smart Act.

SB 629, the "Ride Safe, Insure Smart Act," requires motocross facilities open to the public to carry liability insurance of at least $1 million per incident and $2 million total. This applies to facility owners and operators (including businesses), but excludes private, non-fee facilities and government-run locations. Operators must provide proof of insurance to the Insurance Commissioner upon request, and the Commissioner can halt operations if proof is missing. Insurance must come from an authorized North Carolina insurer and include 30 days' written notice before cancellation, suspension, or nonrenewal. The law takes effect July 1, 2025.