Farmers Protection Act.
What changed between versions
Removed the core anti-discrimination provision that prohibited banks from denying services to farmers based on greenhouse gas emissions, fossil-fuel fertilizer use, or fossil-fuel powered machinery.
Removed the rebuttable presumption provision that would have made it easier for farmers to challenge bank decisions based on ESG commitments.
Removed the annual reporting requirement that would have required banks to attest to compliance under penalty of perjury.
Modified the credit union enforcement provision to reference a different subsection of the original anti-discrimination section that no longer exists.
Removed the specific enforcement provision that allowed the Commissioner to seek injunctions or civil penalties of up to $10,000 per violation.
Changed enforcement from specific civil penalties to general monitoring as part of recurring bank examinations.
Changed the definition of agriculture producer from someone engaged in growing crops/livestock for retail consumption to someone engaged in production for commercial purposes.
Added 'Judiciary Committee Substitute Adopted 5/6/25' designation indicating this is a committee revision.
