SB 423 North Carolina Senate · 2025-2026 Session

Title Fraud Prevention.

SB 423 (Title Fraud Prevention) requires individuals to present government-issued photo ID, like a driver's license, before recording property deeds or similar documents at the register of deeds office. This applies to regular property buyers/sellers (not trusted submitters like title companies, lawyers, or banks), who must show ID in person or submit a redacted photocopy for electronic filings. The bill also creates a new court process for property owners to quickly remove fraudulent deeds from records after fraud is proven. It directly affects homeowners, real estate buyers, and sellers in North Carolina by adding an ID verification step to property transactions to prevent title fraud. The bill is currently pending in the Senate Judiciary Committee as of March 2025.
Bill status failed 3 of 5 stages cleared
Introduction
Mar 2025
Committee Review
Jun 2025
Senate Failed
Jun 2025
House Passage
Jun 2025
Governor
Introduced Mar 24, 2025 Last action Jun 23, 2025
Maddy AI version diff · 5 comparisons

What changed between versions

A1: ATG-31-V-1 Edition 1 · 6 edits
MODERATE
The bill was converted from an amendment document to a full legislative bill text. It introduces new requirements for identity verification when recording real estate documents and establishes a new legal cause of action for quieting title after attempted fraudulent conveyances.
Scope change
The document scope changed from an amendment proposal to a complete bill text with new statutory sections.
REQUIREMENT

Added identity verification requirements mandating that individuals presenting real estate instruments must show government-issued photographic identification unless they are a trusted submitter like a title insurance company or attorney.

Added requirements for register of deeds to record and retain identification information, with restrictions on public website access but allowing public inspection and copying.

ENFORCEMENT

Added authority for register of deeds to refuse registration of instruments if identity verification requirements are not met or if names on identification do not match the grantor.

Added a new cause of action for quieting title after attempted fraudulent conveyance to provide legal recourse for property owners.

DEFINITION

Added new definitions for 'instrument' and 'trusted submitter' to clarify which entities are exempt from identity verification requirements.

TECHNICAL

Removed amendment-specific formatting including amendment number fields, amendment sponsor signature lines, and amendment adoption status indicators.

Floor votes · Senate Jun 19, 2025 · House Jun 18, 2025

How they voted

140
Failed · 10 other
Total votes 51
Jun 19, 2025
D Democratic20
1 Yea 13 Nay 6
65% Nay
R Republican31
27 Nay 4
87% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
35
Key actions
8
Committee
11
Amendments
1
Jun 19, 2025
Vote failed
Senate Vote: fail (1-40-10)
senate
Jun 18, 2025
Committee
Ref To Com On Rules and Operations of the Senate
upper
Jun 18, 2025
Lower · Passed
Passed 3rd Reading
lower
Jun 18, 2025
Lower · Passed
Reptd Fav
lower
Jun 17, 2025
Committee
Re-ref Com On Rules, Calendar, and Operations of the House
lower
Jun 17, 2025
Lower · Passed
Reptd Fav Com Substitute
lower
May 29, 2025
Committee
Re-ref to the Com on Judiciary 2, if favorable, Rules, Calendar, and Operations of the House
lower
May 6, 2025
Committee
Ref To Com On Rules, Calendar, and Operations of the House
lower
May 1, 2025
Upper · Passed
Passed 3rd Reading
upper
May 1, 2025
Upper · Passed
Amend Adopted A1
upper
Apr 30, 2025
Upper · Passed
Reptd Fav
upper
Apr 29, 2025
Committee
Re-ref Com On Rules and Operations of the Senate
upper
Apr 29, 2025
Upper · Passed
Com Substitute Adopted
upper
Apr 29, 2025
Upper · Passed
Reptd Fav Com Substitute
upper
Mar 25, 2025
Committee
Re-ref to Judiciary. If fav, re-ref to Rules and Operations of the Senate
upper
Mar 25, 2025
Committee
Ref To Com On Rules and Operations of the Senate
upper
Mar 24, 2025
Introduced
Filed
upper
2 primary · 7 co-sponsors

Sponsors