Second Amendment Financial Privacy Act.

This bill, known as the Second Amendment Financial Privacy Act, prohibits payment card networks from using special codes to track purchases of firearms or ammunition at merchants in North Carolina. It also bans these networks from maintaining records that identify individuals who own firearms within the state. The law applies to entities that process electronic payments, such as credit card companies, but excludes federally insured banks and credit unions. If a payment network violates these rules, the Attorney General can impose fines of up to $10,000 per violation, and affected merchants or customers can sue for similar damages plus legal fees. The legislation aims to prevent the surveillance of lawful gun purchases and ensure that firearms merchants are not discriminated against based on their business type.