Rep. Troy Downing

Maddy summaryThe Title IX Clarification Act of 2026 amends federal education law to explicitly define the terms "sex," "female," and "male" based on biological characteristics. Specifically, it states that "sex" refers to an individual's biologically determined status as male or female, while "female" and "male" are defined by the presence of specific reproductive systems capable of producing ova or sperm, respectively. These definitions apply to all education programs and activities that receive federal financial assistance starting on the date the bill becomes law. The legislation aims to clarify existing statutes by removing ambiguity around biological sex definitions in the context of Title IX protections.

Maddy summaryThis bill aims to reform the Securities and Exchange Commission by requiring the agency to analyze the costs and benefits of new regulations before issuing them and to conduct regular reviews of their impact. It mandates that the SEC Chairman testify to Congress every six months on the Commission's activities and requires an independent audit of the agency's cybersecurity and information technology systems. Additionally, the legislation transfers the Public Company Accounting Oversight Board to the SEC, establishes a minimum 60-day public comment period for new rules, and clarifies how penalties are calculated for multiple violations. The bill also directs the SEC to streamline its internal organization and consolidate regional offices to improve efficiency.

Maddy summaryThis bill would prohibit any state or local government designated as a "sanctuary jurisdiction" from receiving grant funds distributed by the Department of Housing and Urban Development (HUD). A jurisdiction is defined as a sanctuary if it has laws, policies, or practices that restrict officials from sharing information about an individual's immigration status or from complying with federal requests to detain or notify about the release of individuals. The funding restriction would apply to grants distributed 180 days after the bill's enactment. To determine which jurisdictions qualify for this ineligibility, the HUD Secretary is required to consult with the Secretary of Homeland Security.

Maddy summaryThis bill prohibits the Securities and Exchange Commission (SEC) from requiring national securities exchanges, associations, or their members to report investors' personally identifiable information (PII) for consolidated audit trail purposes. It directly affects financial market participants whose personal details - like names, addresses, Social Security numbers, email addresses, or IP addresses - would otherwise be shared under SEC rules. The law specifically blocks the SEC from mandating this PII for order or reportable event reporting under existing regulations. This is a policy change to limit the types of data collected and shared in market transparency systems.

Maddy summaryThe Consumer Financial Protection Accountability and Reform Act of 2026 significantly restructures the Bureau of Consumer Financial Protection by subjecting it to the regular federal appropriations process and establishing an independent Inspector General appointed by the President. The bill restricts the Bureau's supervisory authority over banks and credit unions with assets under $30 billion, allowing these institutions to elect to remain under their existing prudential regulators instead. It also introduces a safe harbor for small-dollar loans of $3,500 or less that meet specific structural requirements, shielding compliant lenders from civil money penalties and private damages. Additionally, the legislation creates federal standards for earned wage access services, requiring providers to offer a no-cost option for early wage access and prohibiting them from treating these services as credit or debt under federal law.

Maddy summaryThis bill, known as Kayleigh's Law Act of 2026, requires federal courts to issue permanent restraining orders against defendants convicted of certain serious crimes, prohibiting them from contacting their victims for the rest of their lives. The law applies specifically to individuals convicted of violent felonies or felony offenses involving sexual acts, including crimes like child exploitation and human trafficking. Courts must include these orders in sentencing, and violations are treated as contempt of court, while the only way to lift the order is if the conviction is overturned or pardoned. The bill also ensures that victims cannot be charged any fees for obtaining these protective orders and clarifies that the restrictions apply regardless of state laws.

Maddy summaryThis bill amends the Crow Tribe Water Rights Settlement Act of 2010 to update funding mechanisms for water infrastructure projects on the Crow Tribe reservation. It creates two new accounts: the MR&I Projects Account for water infrastructure (like treatment plants and pipelines) and the Crow CIP Implementation Account for other settlement expenses. The bill replaces "System" with "Projects" throughout the law and extends the timeframe for Yellowtail Dam from 15 to 20 years. These changes affect how funds are managed for the Crow Tribe's water rights settlement, primarily impacting the Crow Tribe of Montana and federal management of settlement funds.

Maddy summaryHR 6788, the Montana Sportsmen Conservation Act, removes wilderness study area designations for three specific Montana lands: the 81,000-acre Middle Fork Judith area (managed by the Forest Service) and the 11,380-acre Hoodoo Mountain and 11,580-acre Wales Creek areas (managed by the Bureau of Land Management). These areas were previously evaluated and determined unsuitable for wilderness designation under federal law, with land agencies confirming this through collaborative reviews in 2021 and 2020. The bill directs land managers to instead follow existing land and resource management plans for these areas, which were developed through multi-year stakeholder processes. This change aims to improve management by enhancing sportsmen access, public recreation, and wildlife habitat projects while maintaining current protections under environmental laws.

Maddy summaryHR 7008, the Stop Insider Trading Act, restricts Members of Congress, their spouses, and dependent children from purchasing certain investments like stocks in publicly traded companies. It requires 7-14 days' advance public notice before selling any such investment, including the sale date, description, and number of shares. Exceptions apply for work-related transactions (e.g., employer compensation) and reinvesting dividends. Violations trigger a fee of $2,000 or 10% of the investment’s value (whichever is greater), plus any net gain, paid from personal funds - not congressional allowances or campaign donations. The bill aims to prevent conflicts of interest by increasing transparency around congressional financial dealings.

Maddy summaryThis bill, titled the Permanent CBDC Ban Act, aims to permanently prohibit the Federal Reserve from issuing a central bank digital currency. It achieves this by amending the Federal Reserve Act to remove the specific legal authority that allows the Reserve to create such a digital currency. The legislation directly affects the Federal Reserve by stripping away its power to launch a digital version of the dollar. By deleting the relevant subsection of the law, the bill ensures that the Reserve cannot issue a CBDC in the future.