Maddy summaryThis bill, known as the New York Financial Data Rights Act, requires financial institutions in New York to provide consumers and small businesses with access to their financial data in a secure, electronic format that can be easily transferred to other systems. The law mandates that banks and other data providers must share specific account information, including transaction history, balances, and account details, without charging any fees for this data access or transfer. Financial institutions must also maintain standardized interfaces to handle these requests and cannot unreasonably deny access, while authorized third parties must obtain explicit consent and follow strict security and data usage rules. The bill is enforced by the New York Superintendent of Financial Services, who can impose penalties for violations including improper fee charging or unreasonable data access restrictions.

Rep. Yudelka Tapia
Sponsored bills
Enacts the "just energy transition act"; requires a study of competitive options to facilitate the phase-out, replacement and redevelopment of New York state's oldest and most-polluting fossil fueled generation facilities and their sites by the year 2030.
Enacts the "New York state credit risk transparency and investor protection act" requiring issuers of state-backed bonds to issue quarterly risk statements.
Requires the department of environmental conservation and the department of health, owners or operators of public water systems, and owners or operators of buildings to take actions to prevent and control waterborne pathogens including legionella from source-to-tap.
Establishes the New York dignity in pregnancy and childbirth act; requires hospitals and other facilities that provide perinatal care to implement an evidence-based implicit bias program for all health care providers involved in the perinatal care of patients within those facilities; requires the department of health to publish reports on maternal morbidity and pregnancy related deaths.
Authorizes certified school psychologists to participate in the certification of certain persons as intellectually disabled or developmentally disabled; makes technical corrections to language.
Requires the court to consider a child's health and safety when making a decision regarding child custody and visitation; directs the court to review certain information as it relates to allegations of child abuse, domestic violence and child safety.
Directs electric corporations and combination electric and gas corporations to file a cost-effectiveness and timetable analysis as part of any base rate proceeding with the public service commission; directs NYSERDA to conduct a study on the effectiveness of advanced transmission technologies.
Provides WiFi service and internet access to all individuals residing in temporary housing; relates to funding for internet service under the ConnectAll digital equity grant program.
Places a one year moratorium on the issuance of data center permits; requires utilities to establish an independent classification of service for large data centers; sets energy efficiency goals for data centers; provides for benefits for host communities; sets labor standards for the construction of data centers.