Requires electric scooter service platforms to maintain insurance coverage

This bill requires electric scooter companies operating in New York State (via apps) to maintain $25,000 in liability insurance per accident covering injuries or property damage during any ride. It applies specifically to platforms owning or controlling more than two scooters, mandating coverage from the moment a user unlocks a scooter through their app until the ride ends. Companies must provide proof of insurance to law enforcement upon request or to anyone injured by a scooter within 24 hours. The law ensures victims have a clear insurance source for claims related to app-based scooter operations, with the coverage being primary over other insurance.