Relates to the use of virtual credit cards by insurers and certain health care plans and the effectiveness of provisions of law relating thereto

S 8817 requires insurers and health care plans to notify providers about potential fees before using payment methods like virtual credit cards that charge providers, offer a fee-free alternative, and get provider consent within 30 days. If providers don't choose within that timeframe, insurers must use the fee-free method. The bill also prohibits charging fees for payment transmission unless providers explicitly consent to the fee-charged method. This directly affects health care providers receiving payments from insurers by ensuring transparency about payment fees and giving them control over payment method choices.