Relates to mortgage loan servicers
Summary
Provides that any person who has been injured by reason of any violation of any such rules, regulations or policies as the superintendent may promulgate may bring an action in such person's own name; assert a counterclaim; or, if an action is commenced by the mortgagee or anyone acting on its behalf, bring a third party claim, against either the mortgagee and/or the mortgage servicer to enjoin any violations thereof; authorizes damages; makes related provisions.
Bill status
passed
3 of 5 stages cleared
Introduction
Jan 2025
Committee Review
Mar 2026
Senate Passage
Mar 2026
Assembly Passage
Governor
Introduced Jan 8, 2025
Last action Mar 25, 2026
Floor votes · Senate Mar 24, 2025
How they voted
37–22
Passed · 4 other
Total votes 63
Mar 24, 2025
D
Democratic41
90% Yea
R
Republican22
100% Nay
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
16
Key actions
2
Committee
4
Mar 25, 2026
Committee
REFERRED TO BANKS
lower
Mar 25, 2026
Upper · Passed
PASSED SENATE
upper
Jan 7, 2026
Committee
REFERRED TO BANKS
upper
Mar 24, 2025
Committee
REFERRED TO BANKS
lower
Mar 24, 2025
Upper · Passed
PASSED SENATE
upper
Jan 8, 2025
Committee
REFERRED TO BANKS
upper
1 primary · 9 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Brian Kavanagh
DDemocratic
Co
Cordell Cleare
DDemocratic
Co
Jabari Brisport
DDemocratic/Working Families
Co
James Sanders
DDemocratic
Co
Jessica Ramos
DDemocratic/Working Families
Co
Joe Addabbo
DDemocratic
Co
Lea Webb
DDemocratic/Working Families
Co
Rachel May
DDemocratic/Working Families
Co
Robert Jackson
DDemocratic/Working Families
Co
Zellnor Myrie
DDemocratic
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