Prohibits the imposition of different premium rates for disability insurance based on gender

This bill prohibits insurers in New York from charging different disability insurance premium prices based on a policyholder's gender. It applies to all individual, group, and blanket disability insurance policies sold in the state, requiring equal pricing regardless of whether the insured is male or female. The law takes effect January 1, 2026, applying to all new policies, renewals, or modifications after that date. This change directly affects insurance companies operating in New York and all individuals purchasing disability coverage.