Relates to enacting the certificate of insurance reliability act (CIRA)

This bill establishes the Certificate of Insurance Reliability Act (CIRA) to standardize insurance certificates for activities in New York. It requires all such certificates to be issued by insurers and binding on them, while prohibiting entities (like businesses or government) from demanding non-standard forms as a condition for contracts, work commencement, or payments. Only certificates using insurer-promulgated forms or industry-standard forms approved by the insurance superintendent are acceptable. The law directly affects insurers, contractors, and government agencies involved in contract work within New York.