Requires health insurance plans to provide coverage for epi-pens for individuals 18 years old and younger

This bill requires health insurance plans in New York to cover epi-pens (epinephrine auto-injectors) for individuals under 18 years old when medically necessary. It applies to all individual, group, and certain health corporation insurance policies delivered in the state. Insurers must provide this coverage upon request by the insured or covered person. The requirement takes effect 90 days after the bill becomes law and applies to new contracts or renewals after that date. This directly affects insurers and children/teens with severe allergies requiring emergency epinephrine treatment.