Requires peer-to-peer car sharing programs provide certain insurance coverage

Added two new sponsors to the bill: Senators Addabbo and Bailey.

Changed the insurance coverage requirements to reference the specific definition of 'owners policy of liability insurance' in the vehicle and traffic law, replacing the previous bracketed language.

Added new Section 2 requiring peer-to-peer car sharing programs to either provide additional liability insurance to vehicle owners and drivers, or offer them the opportunity to purchase such insurance.

Added new Section 2.9 allowing programs to offer additional insurance coverage options (comprehensive, collision, etc.) to vehicle owners and drivers.

Modified Section 3 to require clearer disclosure of daily rates, fees, and insurance costs to shared vehicle owners and drivers, with specific formatting changes to the disclosure requirements.

Updated bill numbering from S5941 to S5941-A to reflect the amended version, and changed the effective date section to reference new subdivisions 8 and 9 rather than the previous structure.