Requires insurance policies to provide coverage for medically necessary hearing aids purchased from hearing aid dispensers

This bill requires most health insurance plans in New York to cover medically necessary hearing aids for children under 18. It mandates coverage for hearing aids purchased from licensed hearing aid dispensers or audiologists, including related services like mold adjustments. Coverage is limited to one hearing aid per ear every 24 months, unless a child's hearing loss significantly changes within that period. Insurance plans may still apply deductibles or copays, but must cover the hearing aids themselves (excluding batteries and cords).