Provides coverage for iatrogenic fertility preservation services under certain conditions

S 5635, the "Fertility Protection Act," requires health insurance plans to cover fertility preservation services (like egg or sperm freezing) when a medical treatment - such as cancer therapy, surgery, or radiation - poses a risk of causing infertility. It directly affects patients undergoing such treatments who need to preserve fertility before starting care. The bill amends social services law to mandate this coverage under specific conditions, defining "iatrogenic infertility" as fertility impairment caused by medical interventions. The policy change takes effect immediately upon enactment.