Relates to the use of telematics systems by automobile insurers

This bill requires auto insurers and telematics system vendors to explain how driving data (like location or behavior) affects insurance rates, publicly disclose their scoring methods, and prove their systems don't unfairly target protected groups (such as race, gender, or disability). Insurers must file model explanations with regulators, allow consumers to access their collected data in readable formats, and prohibit using data for non-underwriting purposes. It directly affects insurers using telematics for pricing, third-party vendors, and consumers whose driving data is tracked. The law bans discriminatory algorithms and mandates testing to ensure fair outcomes in rate calculations.