Establishes an online insurance verification system for motor vehicle insurance

This bill establishes a mandatory online system requiring auto insurers in New York to electronically share real-time policy information with the state. Insurers must provide details on policy cancellations, terminations, and vehicle-specific data (including VINs, registration numbers, and policyholder addresses) to help identify uninsured vehicles. The system directly affects all insurers writing private passenger or commercial auto insurance in New York, replacing paper-based reporting with digital access for state officials. It aims to improve enforcement by enabling quicker verification of insurance coverage during traffic stops or vehicle registration checks.