Relates to addressing non-covered dental services
Summary
Addresses non-covered dental services by requiring all policies providing coverage of and all contracts for dental services issued to include a disclosure stating that a participating provider may charge their normal fee for services that are not covered; requires a cost estimate to be provided.
Bill status
in committee
1 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Floor Vote
Governor
Introduced Feb 20, 2025
Last action Jun 4, 2026
Maddy AI version diff · 1 comparison
What changed between versions
S5313
→
S5313A
·
4 edits
MODERATE
This bill was amended to add a new version number (S5313-A) and update its status to reflect that it has been reported favorably by the Committee on Insurance. The substantive policy content regarding dental service disclosures and fee regulations remains largely consistent with the original version, though the amendment reorganized the text to align with different sections of the Insurance Law (Sections 3216 and 3221) and added a new section regarding Section 4303.
Scope change
The bill's scope of applicability remains unchanged; it continues to apply to dental insurance policies and contracts issued or entered into on or after January 1, 2027.
TECHNICAL
The bill number was updated from S5313 to S5313-A, and the committee status was updated to indicate the bill has been reported favorably and is ready for a third reading.
REQUIREMENT
The specific sections of the Insurance Law being amended were changed from Section 4224 and 4303 to Sections 3216, 3221, and 4303, altering the legal citations for the new disclosure requirements.
A new paragraph was added to Section 4303 requiring a specific disclosure statement for dental contracts, informing patients that providers may charge their normal fees for non-covered services.
The text of the disclosure requirements was reorganized and slightly reworded to ensure consistency across the different sections of the Insurance Law being amended.
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
11
Key actions
1
Committee
3
Amendments
1
Jan 7, 2026
Committee
REFERRED TO INSURANCE
upper
Jun 13, 2025
Committee
COMMITTED TO RULES
upper
May 19, 2025
Upper · Passed
AMENDED ON THIRD READING 5313A
upper
Feb 20, 2025
Committee
REFERRED TO INSURANCE
upper
1 primary · 4 co-sponsors
Sponsors
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