S 5045 New York Senate · 2025 Regular Session

Relates to copayment and coinsurance charged for physical and occupational therapy services

Summary

Provides that any copayment or coinsurance amount charged by an insurer to the insured for services rendered by a physical therapist or an occupational therapist shall not be more than twenty-five percent greater than the copayment or coinsurance amount imposed for an office visit to a licensed primary care physician or osteopath for the same or a similar diagnosed condition.

Issues: ✓ Healthcare

Bill status in committee 1 of 4 stages cleared

Introduction

Feb 2025

Committee Review

Floor Vote

Governor

Introduced Feb 18, 2025 Last action May 29, 2026

Maddy AI version diff · 1 comparison

What changed between versions

S5045 → S5045A · 2 edits

MINOR

The bill was amended to expand its scope from covering only physical therapy services to include both physical and occupational therapy services. Additionally, the effective date of the law was changed from a standard 180-day delay to a specific start date of January 1, 2027.

Scope change

The bill's scope was expanded to explicitly include occupational therapy services alongside physical therapy services.

SCOPE

The title and text were updated to cover both physical and occupational therapy services instead of just physical therapy.

TIMELINE

The effective date was changed from '180 days after becoming law' to a fixed date of 'January 1, 2027'.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jan 7, 2026

Committee

REFERRED TO INSURANCE

upper

Jun 13, 2025

Committee

COMMITTED TO RULES

upper

May 19, 2025

Upper · Passed

AMENDED ON THIRD READING (T) 5045A

upper

Feb 18, 2025

Committee

REFERRED TO INSURANCE

upper

1 primary · 10 co-sponsors