Relates to medical malpractice excess line insurance

This bill amends New York's insurance law to change requirements for medical malpractice insurance. It removes the need for insurers to obtain a declination from insurance associations before placing coverage for hospitals, physicians, or dentists. The key provision states that if insurance is available through an association or plan, insurers no longer must get a declination for these specific medical malpractice policies. This directly affects healthcare providers (hospitals, doctors, dentists) purchasing malpractice insurance by simplifying the placement process. The change applies to all medical malpractice coverage, not just specific types, streamlining how insurers secure this essential coverage.