Establishes restrictions on consumer and employment contracts

This bill requires consumer and employment contracts to use plain language that a reasonable person can understand, prohibiting confusing terms or hiding important details in separate documents. It applies to standard consumer agreements (like credit cards or services) and employment contracts, but excludes union-negotiated contracts. Consumers or employees can ask a court to rewrite non-compliant contracts to reflect what the parties reasonably understood. The law takes effect 180 days after enactment.