Classifies worksite employees of professional employers as employees of the professional employer for certain insurance purposes

This bill clarifies that worksite employees of professional employer organizations (PEOs) are not automatically considered employees of the PEO for certain insurance types - like general liability, auto insurance, bonds, or liquor liability - unless they are specifically named in the PEO agreement or related contracts. It directly affects PEOs, their worksite employees, and insurance providers by changing how employee status is determined for these coverages. The law takes effect on October 1, 2025, and ensures that insurance coverage only applies if employees are explicitly included in the agreements.