Provides for payment of claims submitted by healthcare agencies

S 3365 requires payors (like insurance companies or government programs) to pay healthcare agencies - such as licensed home care services, certified home health agencies, and long-term care programs - within specific deadlines for complete, error-free claims. Payors must pay electronic claims within 30 days and paper claims within 45 days, and if a claim is disputed, they must notify providers in writing within 15 days detailing the issues. The bill defines a "clean claim" as one fully identifying the service, patient, and provider, with all required documentation, and imposes penalties including 12% annual interest for late or improper payments. This directly affects healthcare agencies by streamlining payment processes and holding payors accountable for delays.