Relates to the use of consumer credit history for certain purposes

This bill prohibits employers and licensing agencies from using an individual's credit history (including credit reports, scores, or self-disclosed credit details) when making hiring, employment, or licensing decisions. It directly affects job applicants and license seekers who might otherwise face barriers due to their credit history. Key exceptions allow credit checks only for specific roles involving national security, law enforcement, financial responsibilities over $10,000, or access to trade secrets. The law applies broadly but exempts positions requiring security clearances, bonding, or fiduciary duties as defined in the bill. It does not prevent agencies from considering unpaid taxes or fines.