Creates the hospital and multiple dwelling energy loan fund

S 2167 creates a New York State loan fund providing zero or low-interest loans and interest rate reductions to hospitals and apartment buildings (multiple dwellings) for energy efficiency upgrades. Eligible projects require an energy audit and must reduce energy costs, with at least 60% of funds going to properties in economically distressed areas. Loans cannot exceed $100,000 and cover improvements like energy-efficient lighting, HVAC systems, and renewable technologies (e.g., solar panels). The program aims to lower energy costs for these facilities statewide while requiring annual reports on funded projects and savings.