S 10225 New York Senate · 2025 Regular Session

Provides for the issuance of pet insurance

This bill regulates the pet insurance industry by establishing clear definitions for terms like preexisting conditions, chronic illnesses, and wellness programs. It requires insurers to explicitly disclose coverage limits, exclusions, and how they calculate claim payments to ensure consumers understand their policies. The legislation also mandates a 30-day "free look" period allowing buyers to return a policy for a full refund if they are not satisfied, provided no claims have been filed. Additionally, the bill sets rules for how insurers must present these definitions and policy details on their websites to improve transparency.
Bill status in committee 1 of 4 stages cleared
Introduction
May 2026
Committee Review
Floor Vote
Governor
Introduced May 7, 2026 Last action Jun 2, 2026
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Full legislative history

Actions timeline

Total actions
5
Key actions
0
Committee
1
May 7, 2026
Committee
REFERRED TO INSURANCE
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Jamaal Bailey
Jamaal Bailey
DDemocratic/Working Families
NY
36