Removes certain language relating to requests for reconsideration of creditor determinations

This bill modifies the rules for debtors in Minnesota who receive notice that a creditor plans to resume collection efforts. It clarifies that asking a creditor to review their decision to start collecting again does not prevent the debtor from filing a lawsuit. The law requires creditors to review any new evidence submitted by the debtor within thirty days of receiving the request. Ultimately, the change removes a previous condition that might have discouraged debtors from seeking legal recourse while attempting to resolve the issue with the creditor.