Relates to certain conditions for a grant of permission for access to adjoining property to make improvements or repairs

This bill modifies New York's real property law to clarify requirements for accessing adjacent property to make repairs or improvements. It requires contractors or property owners (referred to as "licensees") to maintain commercial liability insurance naming the neighboring property owner as an additional insured, and to provide them with proof of this coverage. The law also specifies that the insurance must cover damage to the adjacent property or people, enabling the property owner to file claims directly under the policy if needed. These changes apply to all entities accessing adjoining property, including state agencies like the MTA, and aim to streamline notice and insurance processes for such access.