Requires medical insurers to permit patients to assign their payments

This bill requires health insurers to allow patients to directly assign their payments to healthcare providers (like doctors or clinics) for covered services, regardless of whether the provider is in the insurer’s network. It applies to all medical, hospital, and surgical insurance policies issued in the state, ensuring patients can pay out-of-network providers directly if services are covered. Insurers must also send written notices to policyholders when paying providers directly, detailing the payment amount, services covered, and calculation method. The law takes effect 90 days after enactment for new or renewed policies.